Well the wife and I were able to survive on Friday without spending any money. That is our second day this year as a no spend day, which this challenge is new to us. Also the wife and I agreed to increase our 401k contribution by 1% more this year. As a result this will increase our savings by $700 more this year! Amazing how the little things add up.

Also I have some bad news. Yesterday I checked my credit card statement and I had charged $3500, and I had paid $3250. I thought the credit card company would charge me on the difference in the balance-minus-paid=$250. Nope! They charged me for the average daily balance during the previous month which came out to be $3400. So I got smacked with a $41 service charge. I called the credit card company and asked if there was anyway they could change this and they said nope. So big $41 lesson learned there. That won't happen again!